How Does America Invest now? Armada Labs Gives an Expert Answer January 4, 2021 Vanguard, one of the world's largest investment companies, has done in-depth research on the actual investor behavior in the U.S. And now, we are glad to share the key insights on how you can turn investments into success.
Alternative Lending in 2020 and Beyond: Trends and Predictions December 10, 2020 As always, Armada Labs keeps hand on the pulse and glad to share the latest insights with you! For today's article, we collected five important predictions about what alternative lending will look like in the near future.
Has the Pandemic Changed the Ways Generations Pay? We Study the Worldpay Report to Discover the Truth December 4, 2020 Worldpay, a world-known payment processing company and a strategic partner of Armada Labs, released research on how the pandemic influences peoples' payment preferences across the globe.
Exciting Fintech Market Trends to Watch in 2021: What Progress Do We Have So Far and What to Expect? November 24, 2020 Last year, we predicted the most vivid trends for 2020. Now when 2020 comes to an end, it's time for another forecast. Have the events of the passing year altered the future of fintech the way we expected? What comes next? Armada Labs is here to answer these questions!
Banking you Haven't Experienced Before: Unexpected IoT Applications in Finance November 9, 2020 From mobile payments to insurance and daily on-site purchases, IoT changes finance in many ways, and today, you will see it yourself. Armada Labs presents a digest of what's been happening around these technologies lately, uncovering real-life use cases that impressed us so far.
What do We Know about Fintech in Brazil? A Talk of Financial Law, Alternative Lending, and Open Banking September 18, 2020 What companies dominate in Brazil's alternative lending sector? What leverage (both regulatory and operational) does Open Banking give to fintechs over incumbents? Today, we present an overview of these disturbing issues.
An Unlikely Ally? 6 Growth Lessons Banks Can Learn from Fintech Startups September 16, 2020 Today, Armada Labs shares the insights collected while researching the strategies of top fintech startups at their growth stage. What are the approaches they take? How could banks adopt those? See what we found.
From Wet Signatures to 360-degree Digital: The Premises and Innovations of Loan Origination September 8, 2020 What is the current stance of loan origination? How did it evolve into the fully digital customer experience, and what was lending like thousands of years ago? Armada Labs wanders through the historical excerpts and dwells on the milestones in that evolution.
Belarus Hits Top Ten Rankings in the "Technology" and "Data Science" Domains of Coursera's Global Skills Index July 31, 2020 Coursera recognized Minsk, the capital of Belarus, and the place of residence of our R&D office, among the top ten technology and data science hubs in its Global Skills Index.
Top Reasons Why Your Business Needs a Fintech Talent: Armada Labs Shares its Experience July 27, 2020 Yes, the labor market is full of dignified specialists, but sourcing becomes tough and fierce when it comes to fintech. The number of truly good fintech specialists is limited, so you should literally compete with other companies to find the one that meets your requirements.
Are Banks Using Pandemic to Retake the Market from Fintechs? A Digest to What is Going in Banking on Right Now July 20, 2020 Do banks outrun fintechs in that long-term dispute between the two, and did the economic crisis become a blessing in disguise for banks? It's time to look at the situation unbiased and make meaningful forecasts.
From Banking 1.0 to Banking 4.0: How Financial Tools Have Been Changing Through the Decades June 9, 2020 Armada Labs reviews the evolution of banking through the years, from first mainframes and ATMs to online banking as we know it today. Based on the milestones in banking history and its current trends, we can predict what’s to come in the near future.
How to Mitigate the Economic Aftermath of COVID-19: Risk Management Measures for Fintechs June 9, 2020 In this article, Nick Varnitski, Founder & CEO at Armada Labs, addresses the alarming topic of enterprise risk management at times of the coronavirus pandemic, pointing out the most impactful risks, measures for their mitigation, and opportunities fintechs can leverage now.
Does Marketplace Lending Open New Horizons for Loan Origination? Describing the Potential Challenges May 4, 2020 In the first part of the article about marketplace lending, Armada Labs addresses the challenges that may stand in the way to adopting online lending, their causes, and solutions to them.
Cash Loves Japan: is it Going to be an Obstacle on the Path to the "Cashless" Society? March 27, 2020 In the article, Armada Labs explores the specifics of IT Lending, cashless transactions in Japan. The main purpose is to underline some of the individual (peculiar) features that contribute to the development of the Japanese IT lending sphere.
Embarking on a New Fintech Journey: Armada Labs' Business Travel Agenda for 2020 March 13, 2020 The year 2020 promises to be full of fruitful events and itineraries for Armada Labs. Our team truly loves exploring various places to connect with fintech professionals from all over the world and expand our partnership network.
Moving from an Off-the-Shelf Loan Management System to a Custom Solution: When is your Company Ready? March 9, 2020 In this article, Armada Labs explores the pros and cons of off-the-shelf loan management systems to define what factors should prompt businesses to shift from off-the-shelf solutions to custom or even hybrid ones.
New Era of Digital Lending? Hybrid Blockchain Applications in Fintech Ensuring Faster Time to Market February 17, 2020 Armada Labs looks into blockchain's features and breaks down the promising use cases with hybrid blockchain applications in the finance sector. You will see how those bring credit scoring and digital lending to a whole new level.
How Can Hybrid Cloud Solutions Accelerate Time to Market? Our Experience with AWS Hybrid Cloud February 4, 2020 In this new article, Armada Labs, an Amazon AWS trusted partner for more than a decade, shares its deep and insightful expertise in the development of AWS-based hybrid cloud applications, telling about the factors that contribute to an increased time to market.
Fintech in Florida: Fact or Fiction? A Business Talk with Armada Labs' Managing Partner January 30, 2020 In this article, Ralph Ayala, Chairman and Managing Partner at Armada Labs, tells about the digital finance climate in Florida, his place of residence, highlighting the main trends of fintech development in the region, so we can see whether the industry is booming there.
Escape from "Feeling the Pinch": 10 Issues that Fintech Startups Need to Consider at the Growth Stage December 10, 2019 In this article, we'll walk you through ten crucial issues fintech startups need to take notice throughout their operation, sharing practical advice on how to avoid unnecessary complications and enter the market successfully.
Fintech from a Different Perspective: Groundbreaking Applications in Automotive, IoT, Agriculture, and RPA November 27, 2019 In this article, we review novel fintech applications across previously unattainable industries — Automotive, IoT, Agriculture, and RPA — revealing current and future fintech trends in those.
Building a New Future or a Construction Time and Again? What’s Going on in the Fintech Space Right Now November 18, 2019 In this article, we look back at the year’s events, dwelling on the ones that define the current situation on the fintech market, with trends setting the direction of its future development.
PSD2 Came into Force: Behold the Villain? Threats and Opportunities of Open Banking for Fintech November 11, 2019 In this article, Armada Labs analyzes the situation on the fintech market conditioned by PSD2 regulations to define how fintechs can make the most of it and overcome potential challenges.
When Business Meets Amazon Chatbots: How to Go Down the Road of Sea Changes? October 30, 2019 Today, Armada Labs covers the topic of Amazon chatbot implementation in business; what are the business cases and applications? When it’s the right time to put a chatbot into use in operations? How to do it most efficiently? Read further to get answers.
The Evolution of Fintech on Wall Street: a Way through Booms, Downfalls, and Innovations October 2, 2019 In this article, Armada Labs breaks down the history of fintech development on Wall Street, highlighting the key events that influenced the modern fintech landscape and exploring the exact effects of these events.
West Following East: does Facebook Walk the Path of WeChat with Libra Coin, Instagram, WhatsApp, and Other Tools? September 11, 2019 In this article, we bring to the light the issue of Facebook’s resemblance to WeChat by highlighting similar points in their business strategies along with the differences.
Armada Labs to participate in LendIt Fintech Europe 2019 August 21, 2019 Armada Labs representatives Nick Varnitski, CEO, Eugene Pratasenia, Co-founder, and Ralph Ayala, Managing partner at Armada Labs are going to join hundreds of Fintech professionals at LendIt Fintech Europe 2019 in London September 26–27.
Evolution of Payment Possibilities: Part One August 12, 2019 In this article, we go back in times when two people were bound by the so-called one-directional transactions to legacy cross-border remittance pipelines powered by payments magnates like Visa and Mastercard to e-payments disruptors like Stripe and Square.
Digital Transformation and Fintech Development in the MENA Region June 11, 2019 In this article, we step into the endless discussion about similarities and differences between the Middle East and the rest of the world, only today digital transformation is on the table. For you to better understand the Middle Eastern stance on FinTechs and innovation, we share a few quick facts we've learned doing business in this region.
Everything You Want to Know About Machine Learning in Fintech May 28, 2019 Armada Labs explains why black-box underwriting models are free of biases and how Fintechs are using large amounts of financial data to build resilient risk models, improve their predictive capabilities with self-learning algorithms.
Robotics Process Automation vs Human Experience in Fintech April 23, 2019 In this article, Armada Labs delves into history lessons and up-to-date statistics to find out whether technology-driven Fintech is leaving space for non-technical people of age and what should be done to secure fair job distribution for all industry participants.
Heading to Asia: What Fintechs Should Consider Entering Southeast Asia Markets March 11, 2019 Growing urbanization and economic growth of counties like Singapore, Hong Kong, Taiwan, China, and Malaysia aroused genuine curiosity all around the fintech community. Armada Labs examines the topic giving some clues to companies that consider entering Southeast Asia markets anytime soon.